You’ve made the decision that you and your family want to move from your starter home into your dream home. Congratulations! This is an exciting time.
Since you’ve been through the home buying process, you know a few things and have learned a few lessons. Even though you have bought a home in the past, you most likely have many questions. Is it better to find my dream home now, then meet with a real estate agent to list my current place? Is it better to sell first? How do I coordinate all the details to make sure that I only move once?
I always recommend meeting with an experienced real estate agent who has success in the area where you want to live. If you don’t already know someone, please reach out to me, I am happy to refer you to an expert. An excellent real estate agent will answer these questions and guide you through a smooth purchase process.
You probably have other questions about your home financing. Your family may need the equity from your current home to buy your next home - how do you know the best way to move forward? Is a 20% down payment really necessary? Does it make sense to put down a higher down amount to lower my monthly payments? How does my home financing fit into my overall financial picture? Can I really afford the house that I want to buy?
To answer your questions regarding financing, it’s best to meet with an expert early in the process. I ask questions to fully understand your current financial situation, as well as your goals and dreams. After careful analysis, I present several financing options which are custom tailored for you. There is no one-size-fits-all with mortgage lending. I coordinate with your financial planner to ensure that your financing fits within your life goals. If you don’t have a financial planner, I can recommend someone to help you.
I have spent my entire real estate career, over 20 years, helping clients in the Washington, D.C. area. My business is generated from referrals from realtors, business professionals and previous clients. I have personally closed over $1 billion in loans, and for several years, I have consistently been recognized as one of the Top 100 Mortgage Loan Originators in the country.* I can work with the first time homeowner just as well as a savvy investor. To help streamline our process, we have a simple online application for your convenience. I am available 7 days a week to answer any questions. My team and I deeply value the important role we play in helping our clients obtain the "American Dream" of home ownership.
*According to Mortgage Executive Magazine